Thursday, December 13, 2012
Wrapping Up Your Home for the Holidays
Wrapping Up Your Home for the Holidays
In the movie “National Lampoon’s Christmas Vacation,” Clark Griswold may have gone a little overboard with his Christmas lights, but if he was selling his house, he may have had the right idea.
“Great decorations really set the tone for the holidays, a time when you can showcase your house in a different way to highlight areas that normally may not stand out,” said Amy Cornwell, President/ Lead Designer for Creative Impressions, which specializes in seasonal decorating.
By creating a festive atmosphere, a home seller allows perspective buyers to envision what their holidays will be like in the property—complete with a beautiful tree, stockings hung from the fireplace mantels and the smell of Christmas cookies in the air.
“[Buyers] associate a sense of ‘home’ through the traditions and memories of holiday décor,” Cornwell said. “It’s a great way to attract buyers.”
Nighttime is when many perspective buyers are driving around looking at houses, and nothing will slow them down more than a great Christmas light display. “A well-designed display adds festive elegance to a home, and highlights the already-present features of the property,” said Brandon Stephens, vice president of Marketing at The Decor Group, Inc., Lubbock, Texas, specializing in interior and exterior holiday decorating.
In fact, consider holding an open house at night, when you can serve hot chocolate and better show off the Christmas lights, holiday decorations and all that the house has to offer.
Here are some simple suggestions to ensure your home captures the holiday spirit without interfering in the real estate process:
• Keep decorations to a minimum so you don’t block views, make rooms feel smaller and disrupt the natural flow of the home. Consider a smaller tree and store gifts in another room.
• Incorporate fresh evergreen or rosemary into your decorating for a classic look and to promote “the Christmas tree smell.”
• Make sure light strings and extension cords are tucked away for everyone’s safety.
• Eschew religious or cultural decorations to not alienate prospective buyers who don’t share your beliefs.
• Leave a plate of holiday cookies and warm cider or cocoa for prospective buyers.
The holidays are emotional times for most people, including home shoppers. Holiday decorations, presented tastefully and sensibly, can help you wrap a bow on your home for just the right buyer.
Happy Holidays!
Prudential Fox & Roach is an independently owned and operated member of BRER Affiliates Inc. Used under license with no other affiliation with Prudential. Equal Housing Opportunity.
Tuesday, November 6, 2012
WINTER IS APPROACHING...IS YOUR HOME READY?
Winter Is Approaching … Is your Home Ready?
Autumn winds blow a chilly reminder that winter is fast approaching. Perform the following maintenance tips each fall to protect your property's value and prevent major repairs.
Roof, Gutters and Downspouts
Rain, ice, snow and wind can all cause damage to your roof and gutters. Now’s the time to trim back all tree limbs and vegetation away from the roof. You also should remove debris, such as leaves and sticks from your gutters and downspouts. Clogged gutters don’t allow water to properly drain away from the home, which can cause seepage in your ceilings and walls. You can also invest in gutter guards, a screen that prevents debris from entering the gutter and directs the flow of water away from the house and into the ground.
Water Heater
You don’t want to find out that your water heater isn’t operating properly when you need it most. So use this time to perform an annual inspection, which includes having your tank’s pressure and temperature relief valve checked. In addition, remove sediment from the bottom of the tank by draining two gallons of water to improve heat transfer and the efficiency of your heater.
Heating and Cooling System
If you have a forced warm-air heating system, you should check the exhaust vent and air shutter openings for dirt and dust. Clean any lint and dirt from the blower blades, motor and burner (if you have a gas heater). Vacuum air passages and check and replace, if necessary, fan belts. To prevent airborne dirt from circulating throughout your home, wash out your reusable filter or replace it if it’s disposable.
Doors and Windows
To help control heating costs, make sure your doors and windows are properly sealed. Now is the time to repair or replace weather stripping around door bottoms and jambs and window frames. Check for loose or missing glazing putty and caulking for deterioration. If you have storm windows, install them.
Water Pipes
Frozen or burst pipes can cause major damage to your home and be expensive to remedy. Before frigid weather hits, protect your pipes in unheated areas from freezing by adding insulation, which reduces heat loss from hot-water pipes and condensation on cold water pipes. This can be accomplished by wrapping the pipes with heating tape or blanket insulation and duct tape or by encasing the pipes with preformed plastic foam. In addition, examine your pipes for cracks and leaks.
Fireplace
Before you light the logs and get ready to settle in front of a cozy fire, make sure that your fireplace is in good working order. Clean the chimney flue and, if needed, have it inspected and repaired. Check the seal on your flue, which is designed to keep out drafts. Replace the seal if it is loose or damaged.
If you decide to perform the fall maintenance yourself, disconnect the power for any electrical or gas systems. In addition, before inspecting, cleaning or making any repairs refer to your owner’s manual for all equipment for proper instructions, which should be the final authority on any maintenance.
Outdoor Surfaces and Landscaping
Fall is also a great time to seal your driveways, wood patios and other hardscape surfaces. In addition, prune tree branches away from your home and electrical wires. Plant spring flower bulbs and move sensitive potted plants indoors.
Although this list is merely a guide, it can help you keep your home in good shape and have a winter free of major repairs.
Prudential Fox & Roach is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.
Autumn winds blow a chilly reminder that winter is fast approaching. Perform the following maintenance tips each fall to protect your property's value and prevent major repairs.
Roof, Gutters and Downspouts
Rain, ice, snow and wind can all cause damage to your roof and gutters. Now’s the time to trim back all tree limbs and vegetation away from the roof. You also should remove debris, such as leaves and sticks from your gutters and downspouts. Clogged gutters don’t allow water to properly drain away from the home, which can cause seepage in your ceilings and walls. You can also invest in gutter guards, a screen that prevents debris from entering the gutter and directs the flow of water away from the house and into the ground.
Water Heater
You don’t want to find out that your water heater isn’t operating properly when you need it most. So use this time to perform an annual inspection, which includes having your tank’s pressure and temperature relief valve checked. In addition, remove sediment from the bottom of the tank by draining two gallons of water to improve heat transfer and the efficiency of your heater.
Heating and Cooling System
If you have a forced warm-air heating system, you should check the exhaust vent and air shutter openings for dirt and dust. Clean any lint and dirt from the blower blades, motor and burner (if you have a gas heater). Vacuum air passages and check and replace, if necessary, fan belts. To prevent airborne dirt from circulating throughout your home, wash out your reusable filter or replace it if it’s disposable.
Doors and Windows
To help control heating costs, make sure your doors and windows are properly sealed. Now is the time to repair or replace weather stripping around door bottoms and jambs and window frames. Check for loose or missing glazing putty and caulking for deterioration. If you have storm windows, install them.
Water Pipes
Frozen or burst pipes can cause major damage to your home and be expensive to remedy. Before frigid weather hits, protect your pipes in unheated areas from freezing by adding insulation, which reduces heat loss from hot-water pipes and condensation on cold water pipes. This can be accomplished by wrapping the pipes with heating tape or blanket insulation and duct tape or by encasing the pipes with preformed plastic foam. In addition, examine your pipes for cracks and leaks.
Fireplace
Before you light the logs and get ready to settle in front of a cozy fire, make sure that your fireplace is in good working order. Clean the chimney flue and, if needed, have it inspected and repaired. Check the seal on your flue, which is designed to keep out drafts. Replace the seal if it is loose or damaged.
If you decide to perform the fall maintenance yourself, disconnect the power for any electrical or gas systems. In addition, before inspecting, cleaning or making any repairs refer to your owner’s manual for all equipment for proper instructions, which should be the final authority on any maintenance.
Outdoor Surfaces and Landscaping
Fall is also a great time to seal your driveways, wood patios and other hardscape surfaces. In addition, prune tree branches away from your home and electrical wires. Plant spring flower bulbs and move sensitive potted plants indoors.
Although this list is merely a guide, it can help you keep your home in good shape and have a winter free of major repairs.
Prudential Fox & Roach is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.
Wednesday, October 24, 2012
IMPROVING YOUR CREDIT SCORE
Improve Your Credit Score
Those about to start house hunting should check their credit score before things get too serious. There is nothing quite as frightening in the mortgage process as learning that your credit report contains a late payment or other blemishes that can prevent you from buying a property.
The higher your credit score, the better your chances are of financing a home. A credit score of at least 620 will give consumers a fighting chance to secure a home loan; 720 should qualify in most cases.
However, a lower credit score doesn’t necessarily mean you can’t finance a home. Credit score repair begins with your credit report. You can request a free copy of your credit report annually from the Federal Trade Commission at AnnualCreditReport.com. Check the report for errors.
Don’t panic if your report contains blemishes. There are steps you can take to fix negative marks, regardless of whether the marks are in error or if you’ve missed a payment or two. The simplest thing to do if you’ve missed a payment is to call the creditor and ask them to erase the negative listing. You can also do this with a well-documented letter. There is no guarantee that a lender will do this, but if you’ve been a good customer through the years, this method has proven to be successful.
If you are one of the many who have defaulted on a student loan you can enter into a “rehab program,” which will get your account back on track after 12 months. This may not be the quick fix you need when buying a home but the sooner you do this the better.
For disputing a negative mark that was not your fault, you can try disputing the account with the credit bureaus as “not mine.”
One quick fix used by borrowers to boost their credit score is to have an older family member with a sound credit rating add you as an authorized user on a credit card. This can help increase your score and you wouldn’t even need the card in your possession.
With more loans requiring higher credit scores today, it’s never too early to start fixing credit challenges.
Prudential Brookfield
Thursday, September 27, 2012
Inspect for Code Violations Before you Sell
Inspect for Code Violations Before you Sell
Code violations can extend the home-selling process or halt it altogether. Therefore, it’s good business to hire a home inspector before placing your home on the market.
A quality home inspector is well-versed in all local codes dealing with electrical, plumbing, building/structural and more, and can help sellers understand any code violations and the steps and costs necessary to meet codes.
Code violations have a way of popping up in paperwork. When the city records a code violation, a fee is assigned to the property, but because the violations don’t appear as a lien on a title search, it can be difficult to ascertain whether a sanction has been assessed that will delay closing.
According to Code Violation Services Inc., Windsor, Colo., violations can include the presence of garbage in a yard, maintenance issues, overgrown lawns, non-sanctioned improvements, safety issues or other dangerous items needing repair in a property.
Here are some of the most common inspection problems:
Bedrooms -- All rooms listed as bedrooms must have an operating window with 30 square inches of clearance for fire escape. Bedrooms also must have heat. If a home is listed with three bedrooms, and one does not meet both these requirements, it cannot be legally called a bedroom.
Furnaces and Compressors -- Rust in the heat exchange is a common problem that shows up on inspections. So is missing insulation where required by code at the time the house was built or improvement or replacement was installed.
Electrical -- Common electrical code violations include junctions not enclosed in a junction box, a lack of GFCI outlets in bathrooms and kitchens or reverse-polarity on outlets. These are inexpensive fixes that can hold up a sale.
Life-saving Equipment -- Smoke and carbon monoxide detectors are required by law in most states, and by not having them—or having the proper kind—it will be considered a code violation.
Plumbing -- Violations can include everything from dripping faucets to loose toilets to improper drainage.
Structural -- While these can be more expensive to fix, if they aren’t taken care of properly, they can prolong or even cancel a sale. Common code violations include rotting wood trim around windows and doors, rotten or delaminating siding and missing flashing on roofs or above windows and doors.
Extra Rooms -- Many who renovate basements or add sunrooms do so without permits. For the safety of everyone involved, be sure your improvements and additions are backed by the proper permits and resulting inspections.
Don’t hurt your sale because of code violations that can be easily fixed. Get an inspector, make the changes and enjoy the comfort your efforts bring when the closing comes to fruition.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates, Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation with Prudential. Equal Housing Opportunity.
Thursday, September 13, 2012
31 GRANDVIEW DR-ANOTHER GREAT LISTING IN IVYGREENE....
Tuesday, August 28, 2012
Thursday, August 2, 2012
Wednesday, July 18, 2012
Sellers: Itemize What You're Taking With You
Sellers: Itemize What You’re Taking With You
Believe it or not, after months of searching countless homes, finding the perfect one, negotiating price and finally agreeing to a deal, a sale can fall apart over a disagreement about curtains.
When striking a deal to sell a home, it’s important that you are perfectly clear about what you are taking with you and what you are leaving behind. The general rule is that if something is attached to the structure or the ground, it is real property and stays with the house.
If removing the item would ruin or disfigure the walls, the item generally stays. If you need a tool to remove it, it stays.
Legally, these are called fixtures, which include everything permanently attached to the property such as a fence, built-in appliances, ceiling fans, flowerbeds and shrubs.
Conversely, if you can disconnect, unhook or detach an item from the home with bare hands, it’s free to leave when you do. This is known as personal property and should never be assumed to be part of the sale.
Items that fall into this category are furniture, potted plants, free-standing appliances and an outdoor grill.
A good rule of thumb is to not show your home with any fixtures you are planning to take. Replacing them is the better option.
Every real estate agent has a story about a deal falling through because of an argument about what a buyer thought was staying. For this reason, you should walk in each room with your agent and make a list of things that you will be taking with you.
If you decide to leave the curtains, chandeliers or are open to giving up some of the outdoor furniture, it may just help with a sale. People appreciate the notion of getting something for free, and a savvy agent will hint to a prospective buyer that fixtures and furnishing may be negotiable. Unless the items are really important to you, let them go with the home. Use them to get the price you want and then replace the items in your new home.
By itemizing and discussing all the things that stay and go at the outset, there will be no miscommunication on closing day.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation with Prudential.
Wednesday, June 13, 2012
HARP 2.0 Can Help Underwater Homeowners
HARP 2.0 Can Help Underwater Homeowners
For homeowners who are underwater on their conventional mortgage, the government has enacted a new Home Affordable Refinance Program to help eligible participants pay down the principal without having to pay mortgage insurance.
The new HARP 2.0 Refinance Program was made available to U.S. homeowners March 17, 2012 and those eligible can refinance by Dec. 31, 2013.
“You can use HARP even if you’re far underwater on your mortgage. There is no loan-to-value restriction under the HARP mortgage program so long as your new mortgage is a fixed-rate loan with a term of 30 years or fewer,” said Dan Green, a loan officer with Waterstone Mortgage in Columbia, Md. “If you use HARP to refinance into an adjustable-rate mortgage, your loan-to-value is capped at 105%.”
The original HARP program (also known as Making Home Affordable) was started in April 2009 and changes were introduced last fall by the Federal Home Finance Agency and confirmed by Fannie Mae and Freddie Mac. This program had several roadblocks that made it difficult for homeowners to refinance. For instance, the program only assisted those with mortgages with a loan-to-value ratio between 80% and 125%, but in many hard-hit housing markets homes have lost more than half their value making owners ineligible.
To be eligible today, a loan must be backed by Fannie Mae or Freddie Mac, and the mortgage must have a securitization date prior to June 1, 2009. FHA, USDA and jumbo mortgages are not HARP-eligible.
One of the changes in HARP 2.0 is that borrowers will now be able to refinance regardless of how much their homes have depreciated. Previous loan-to-value limits were set at 125%.
Appraisals and underwriting have also been eliminated, as most homeowners will no longer be required to get an appraisal or have their loan underwritten, making their refinance process smoother and faster.
Certain risk-based fees for borrowers who refinance into shorter-term loans will either be eliminated or modified. HARP only applies to first mortgages.
“HARP 2.0 is meant for first liens only,” Green said. “Second liens are meant to subordinate. You’ll get to replace your first mortgage and your second mortgage will remain as-is. Just be sure to mention your second mortgage at the time of application so your lender knows to order the subordination for you.”
Remember, the Home Affordable Refinance Program is not meant to save a home from foreclosure. It’s meant to give underwater homeowners a chance to refinance without paying PMI.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates Inc. Prudential, the Prudential logo and the Rock symbol.
Friday, June 8, 2012
Tuesday, May 15, 2012
Saturday, May 5, 2012
Saturday, April 21, 2012
Downsizing can be Emotional
Consider the Emotional Side of Downsizing your Home
People downsize for a variety of reasons, from the “empty nest” syndrome to convenience or hardship. Here are a few things to consider as you contemplate moving to a smaller home.
“Before any move, focus on how you want to live. People don’t think enough about why they’re moving,” said Mary Jo Zeller, director at Gero Solutions, which manages moves for seniors. “Increasing numbers of downsizers these days want to exchange the worry and expense of maintaining a large property, for the luxury of low maintenance and the opportunity for more leisure time.”
Emotional ties to the family home is one of the main barriers to downsizing, but equally, deciding on where to move to, and what style of property will best suit, can be just as daunting a prospect.
During the downsizing process you may be surprised at how attached you have become to your possessions and how difficult it might seem to part with them. A good tip is to start getting rid of your items a few months before your move so donate, recycle, e-bay and give away some of those items you really don’t need anymore. This will make the move much easier and your smaller home less cluttered.
Decorators recommend sketching floor plans for your new home to see where all your current furniture will fit. You shouldn’t wait until you move in to discover that there’s just no room for that armoire or extra stools.
For those already on the top of their property ladder, they may find that reversing course and heading down is the right decision for them.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates, Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential
Wednesday, April 18, 2012
Monday, April 9, 2012
FREE SHREDDING EVENT!
SHREDDING EVENT
Shred all those old documents that have been accumulating quickly and dispose of sensitive papers safely - while you watch!
APRIL 27, 2013 10am-12pm
Prudential Fox and Roach Realtors
1600 North Bethlehem Pike Suite 100
Lower Gwynedd, PA 19002
rsvp-joannegenesio@comcast.net
Shred all those old documents that have been accumulating quickly and dispose of sensitive papers safely - while you watch!
APRIL 27, 2013 10am-12pm
Prudential Fox and Roach Realtors
1600 North Bethlehem Pike Suite 100
Lower Gwynedd, PA 19002
rsvp-joannegenesio@comcast.net
Thursday, March 29, 2012
Horsham Township Colonial for sale in the Squires 5 Baron Lane
Wednesday, March 21, 2012
Friday, March 16, 2012
FREE SHREDDING EVENT
SHREDDING EVENT
Shred all those old documents that have been accumulating quickly and dispose of sensitive papers safely - while you watch!
APRIL 14, 2012 10am-12pm
Prudential Fox and Roach Realtors
1600 North Bethlehem Pike Suite 100
Lower Gwynedd, PA 19002
rsvp-joannegenesio@comcast.net
Shred all those old documents that have been accumulating quickly and dispose of sensitive papers safely - while you watch!
APRIL 14, 2012 10am-12pm
Prudential Fox and Roach Realtors
1600 North Bethlehem Pike Suite 100
Lower Gwynedd, PA 19002
rsvp-joannegenesio@comcast.net
Saturday, March 10, 2012
Should I Accept This Offer
Should I Accept This Offer?
February 29, 2012 -- Realty Times Feature Article by Carla Hill
Being a seller in today's market can present its share of challenges. How do you know when to accept an offer and when to hold out for something better?
Is the current offer a low ball offer or are you simply hesitating over attachment to the home? This is the first and most crucial question to ask yourself.
You see the memories and the upgrades you've made to the home. You know down the cent how much you've invested in the property. In today's market, however, home values have fluctuated and dipped. It's time to detach emotionally from your home and view it in a financial light. Is this a low ball offer or is a reasonable offer for your current market?
How long has your home been on the market? If your home is new to the market, especially if you've had multiple requests for showings, then accepting the first offer can be a gamble. You might not receive another offer, but on the other hand if this offer is too low you might be dealing with a vulture.
Are the terms agreeable? Some offers are right on target with asking prices, but are demanding when it comes to closing cost concessions and even move-out dates. If you don't have a new home lined up and the buyer is wanting you out in 2 weeks you'll find yourself in quite the scramble! Consider all the factors included in the sale.
Will you lose money on the sale? Many homeowners have found that their homes have depreciated in value over the last six years. Can you afford to sell at the offered price? Think about if this will cause you to be too far in debt on your mortgage to buy your next home.
How fast are you needing to sell? -- Are you moving to another state or city? Many of today's sellers are needing to move and that means buying a home. Even if you're not moving, you may have already found, or purchased, your next home and don't need two mortgages hanging over your head. In this instance it would be best to run the numbers, negotiate competitively, and accept a fair (even if lower than expected) offer.
Are you are risk of going into foreclosure? If you are selling because you can no longer handle your payments and don't want to ruin your credit for the next seven years then it would be wise to accept even low offers. Buyers are few and far between in today's market.
This is where the expertise of your agent comes in. They can tell what market activity is like for your area. How long are homes staying on the market before selling? Do they think you'll receive another interested party? If they think the offer is too low and that you'll get more money by waiting a short period for another buyer, then you should wait it out.
Buyers today are just like anyone looking for a deal. They know that home prices are on the decline and that inventory far outweighs demand. They come in shooting from the hip, wounding asking prices with their offers. Don't be afraid to shoot back with competitive counter offers. If someone is truly interested and not just low-balling they'll play the game.
As the seller it is up to you to decide on what deals to accept. If your home is on the market or you are consider listing it, then it would serve you well to figure up your bottom line now. What selling price can you afford? Be aware of what you will and won't sell your home for. Then when offers come in you'll know just how you can respond.
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© Copyright 2012 Realty Times. All Rights Reserved.
February 29, 2012 -- Realty Times Feature Article by Carla Hill
Being a seller in today's market can present its share of challenges. How do you know when to accept an offer and when to hold out for something better?
Is the current offer a low ball offer or are you simply hesitating over attachment to the home? This is the first and most crucial question to ask yourself.
You see the memories and the upgrades you've made to the home. You know down the cent how much you've invested in the property. In today's market, however, home values have fluctuated and dipped. It's time to detach emotionally from your home and view it in a financial light. Is this a low ball offer or is a reasonable offer for your current market?
How long has your home been on the market? If your home is new to the market, especially if you've had multiple requests for showings, then accepting the first offer can be a gamble. You might not receive another offer, but on the other hand if this offer is too low you might be dealing with a vulture.
Are the terms agreeable? Some offers are right on target with asking prices, but are demanding when it comes to closing cost concessions and even move-out dates. If you don't have a new home lined up and the buyer is wanting you out in 2 weeks you'll find yourself in quite the scramble! Consider all the factors included in the sale.
Will you lose money on the sale? Many homeowners have found that their homes have depreciated in value over the last six years. Can you afford to sell at the offered price? Think about if this will cause you to be too far in debt on your mortgage to buy your next home.
How fast are you needing to sell? -- Are you moving to another state or city? Many of today's sellers are needing to move and that means buying a home. Even if you're not moving, you may have already found, or purchased, your next home and don't need two mortgages hanging over your head. In this instance it would be best to run the numbers, negotiate competitively, and accept a fair (even if lower than expected) offer.
Are you are risk of going into foreclosure? If you are selling because you can no longer handle your payments and don't want to ruin your credit for the next seven years then it would be wise to accept even low offers. Buyers are few and far between in today's market.
This is where the expertise of your agent comes in. They can tell what market activity is like for your area. How long are homes staying on the market before selling? Do they think you'll receive another interested party? If they think the offer is too low and that you'll get more money by waiting a short period for another buyer, then you should wait it out.
Buyers today are just like anyone looking for a deal. They know that home prices are on the decline and that inventory far outweighs demand. They come in shooting from the hip, wounding asking prices with their offers. Don't be afraid to shoot back with competitive counter offers. If someone is truly interested and not just low-balling they'll play the game.
As the seller it is up to you to decide on what deals to accept. If your home is on the market or you are consider listing it, then it would serve you well to figure up your bottom line now. What selling price can you afford? Be aware of what you will and won't sell your home for. Then when offers come in you'll know just how you can respond.
--------------------------------------------------------------------------------
© Copyright 2012 Realty Times. All Rights Reserved.
Expanded Cape Cod for sale on Freed Road, Harleysville, Souderton, Montgomery County PA, Prudential Fox & Roach, Joanne Genesio
Wednesday, February 29, 2012
Beautiful Colonial in Hatboro Horsham Schools, Search for homes in MLS in Horsham Montgomery County, Hatboro, Colonial, Prudential Fox & Roach, Home Road. For Sale, Joanne Genesio, realtor
Saturday, February 25, 2012
Understanding Home Inspections
Understanding Home Inspections
There’s no denying that purchasing a home is one of the biggest thrills of your life, but it can also quickly become overwhelming. While the home you choose may appear to be the perfect house, hiding underneath the dream could be serious unknown defects that can make your investment a costly one.
Enter the home inspector. A home inspector performs a physical inspection of the structure and systems of your prospective home. This means that while you may love the beauty of the living room’s wood floors, your inspector can tell if the floor will truly last.
The home inspection is an objective visual examination of the physical structure and systems of a home, from roof to foundation. The inspection will determine not only the condition of the home, but also help foresee any immediate unnecessary additional cost that may go unnoticed by the untrained eye.
Home inspections start at around $200 depending on the size of the home, its age and overall condition. It’s money well spent if you’re serious about that particular property.
According to the American Society of Home Inspectors, the standard home inspector’s report will cover the condition of the home’s heating system; central air conditioning system (temperature permitting); interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement and structural components.
John Prohaska, owner of J&P Inspections in Des Moines, Iowa, compares a home inspection to getting a physical from your doctor.
“When problems or symptoms of problems are found, the inspector may recommend further evaluation or remedies,” he said. “A home inspection summarizes the condition of a property, points out the need for major repairs and identifies areas that may need attention in the near future.”
The inspection will show the positive and negative aspects of a home, as well as the maintenance that will be necessary to keep it in good shape. After an inspection, both parties have a much clearer understanding of the value and needs of the property.
Knowing about an issue before closing gives you the upper-hand at the negotiating table. A home in good working order may have been worth $350,000, but if $20,000 of work needs to be done to replace rotted wood or bad plumbing, the price should drop.
Before any sale is complete, you will need an inspection to look over the good, the bad and the ugly of what your new home really offers.
Remember, even if a house needs repairs or has hidden problems, it shouldn’t always be the catalyst for getting out of a sale. No house is perfect and as long as you know ahead of time what needs to be done and can possibly change the purchase price based on the information, the home inspection will give you a great starter list of what needs to be done to really make moving in that much easier.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates, Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many
There’s no denying that purchasing a home is one of the biggest thrills of your life, but it can also quickly become overwhelming. While the home you choose may appear to be the perfect house, hiding underneath the dream could be serious unknown defects that can make your investment a costly one.
Enter the home inspector. A home inspector performs a physical inspection of the structure and systems of your prospective home. This means that while you may love the beauty of the living room’s wood floors, your inspector can tell if the floor will truly last.
The home inspection is an objective visual examination of the physical structure and systems of a home, from roof to foundation. The inspection will determine not only the condition of the home, but also help foresee any immediate unnecessary additional cost that may go unnoticed by the untrained eye.
Home inspections start at around $200 depending on the size of the home, its age and overall condition. It’s money well spent if you’re serious about that particular property.
According to the American Society of Home Inspectors, the standard home inspector’s report will cover the condition of the home’s heating system; central air conditioning system (temperature permitting); interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement and structural components.
John Prohaska, owner of J&P Inspections in Des Moines, Iowa, compares a home inspection to getting a physical from your doctor.
“When problems or symptoms of problems are found, the inspector may recommend further evaluation or remedies,” he said. “A home inspection summarizes the condition of a property, points out the need for major repairs and identifies areas that may need attention in the near future.”
The inspection will show the positive and negative aspects of a home, as well as the maintenance that will be necessary to keep it in good shape. After an inspection, both parties have a much clearer understanding of the value and needs of the property.
Knowing about an issue before closing gives you the upper-hand at the negotiating table. A home in good working order may have been worth $350,000, but if $20,000 of work needs to be done to replace rotted wood or bad plumbing, the price should drop.
Before any sale is complete, you will need an inspection to look over the good, the bad and the ugly of what your new home really offers.
Remember, even if a house needs repairs or has hidden problems, it shouldn’t always be the catalyst for getting out of a sale. No house is perfect and as long as you know ahead of time what needs to be done and can possibly change the purchase price based on the information, the home inspection will give you a great starter list of what needs to be done to really make moving in that much easier.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates, Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many
Monday, February 13, 2012
Avoid These 8 Staging Mistakes
Avoid These 8 Staging Mistakes
You may love your home, but that doesn’t mean that everyone coming through the door will feel the same way. What may be “charming” to the seller may seem off-putting to a prospective buyer. Many sellers attempt to stage their home themselves and, in doing so, create mistakes that can actually sidetrack the sale of their homes.
Here are some of the biggest staging mistakes, according to professional home stagers.
1. Getting too personal: Home staging is meant to create a neutral canvas that will appeal to the majority of buyers. Staging is all about de-personalizing the space, and creating more of a luxury hotel or a model home look that will appeal to most everyone. This is not the time to bring in your unique style and create a look that appeals to just you.
2. Using dark colors: If painting, you should choose a nice, neutral and warm color, such as beige tones, grey tones, or light blue or pale greens. You’ll be amazed at the transformation a few coats of fresh paint will make on your home.
3. Not taking advantage of natural light: People love natural light, so blocking off any light with heavy curtains or furniture can hurt your sale, especially if the home has attractive views. Anything dated in a home is a turn-off to a potential buyer and window treatments are one of them.
4. Thinking more is better: Scale down your furniture. The size of the furniture needs to be in balance with the scale of the room and the other furniture in it. Remember that the purpose of furniture when selling a home is to define the purpose of the room and to show what will fit where. It is not meant to show that you can provide seating for 15 in your living room and every seat has a side table to rest drinks on.
5. Leaving pets at home: You need to remove all traces of animals from the house and make sure “Fido” or “Sunshine” is away during showings. Having a pet could kill a sale before someone even steps into a house.
6. Neglecting the outside: People care about the outside space just as much as the inside, so add flowers, make sure the lawn is mowed, the yard is tidy and add a few backyard accessories for the kids.
7. Only dealing with “main” rooms: People are quick to stage living rooms, kitchens and bedrooms, but don’t forget to spruce up the garage, basement and closets as well.
8. Forgetting fixtures: When staging a home, it’s important to ensure all lights are burning with fresh bulbs, and that all fixtures are working.
Remember, staging a home means showcasing the property’s many features, not concealing its flaws. Make sure your house is in good condition and use staging to cast the home in the best light.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates, Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation with Prudential. Equal Housing Opportunity.
You may love your home, but that doesn’t mean that everyone coming through the door will feel the same way. What may be “charming” to the seller may seem off-putting to a prospective buyer. Many sellers attempt to stage their home themselves and, in doing so, create mistakes that can actually sidetrack the sale of their homes.
Here are some of the biggest staging mistakes, according to professional home stagers.
1. Getting too personal: Home staging is meant to create a neutral canvas that will appeal to the majority of buyers. Staging is all about de-personalizing the space, and creating more of a luxury hotel or a model home look that will appeal to most everyone. This is not the time to bring in your unique style and create a look that appeals to just you.
2. Using dark colors: If painting, you should choose a nice, neutral and warm color, such as beige tones, grey tones, or light blue or pale greens. You’ll be amazed at the transformation a few coats of fresh paint will make on your home.
3. Not taking advantage of natural light: People love natural light, so blocking off any light with heavy curtains or furniture can hurt your sale, especially if the home has attractive views. Anything dated in a home is a turn-off to a potential buyer and window treatments are one of them.
4. Thinking more is better: Scale down your furniture. The size of the furniture needs to be in balance with the scale of the room and the other furniture in it. Remember that the purpose of furniture when selling a home is to define the purpose of the room and to show what will fit where. It is not meant to show that you can provide seating for 15 in your living room and every seat has a side table to rest drinks on.
5. Leaving pets at home: You need to remove all traces of animals from the house and make sure “Fido” or “Sunshine” is away during showings. Having a pet could kill a sale before someone even steps into a house.
6. Neglecting the outside: People care about the outside space just as much as the inside, so add flowers, make sure the lawn is mowed, the yard is tidy and add a few backyard accessories for the kids.
7. Only dealing with “main” rooms: People are quick to stage living rooms, kitchens and bedrooms, but don’t forget to spruce up the garage, basement and closets as well.
8. Forgetting fixtures: When staging a home, it’s important to ensure all lights are burning with fresh bulbs, and that all fixtures are working.
Remember, staging a home means showcasing the property’s many features, not concealing its flaws. Make sure your house is in good condition and use staging to cast the home in the best light.
Prudential Fox & Roach is an independently owned and operated broker member of BRER Affiliates, Inc. Prudential, the Prudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation with Prudential. Equal Housing Opportunity.
Friday, February 10, 2012
Well Maintained West Norriton Single 1670 PEACHTREE LANE
Wednesday, February 1, 2012
Friday, January 20, 2012
Wednesday, January 4, 2012
Fireplaces Provide a Warm Glow to a Home on the Market
Fireplaces Provide a Warm Glow to a Home on the Market
With winter weather gripping most of the country the fireplace takes on greater importance in the sale of a home.
The National Association of REALTORS® recently conducted a survey that found nearly two-thirds of homebuyers had a fireplace on their wish list. The fireplace has become a coveted amenity and homes boasting this feature see its benefits during resale.
“The fireplace is a focal point when people come to see your home,” said Hillary Staats, an interior designer for Sanctuary on Church in Vienna, Va.
That’s why it’s important to make sure that the look of your fireplace has been updated and is working properly. An older looking fireplace that seems an eye-sore can be easily updated.
“There is a lot you can do to enhance the fireplace before a sale. A lot of times, if it has older brick, I will re-stone a fireplace. Other times it could be as simple as changing mantels, adding a fancier screen or placing a beautiful piece of art above it.”
Transformation materials that are inexpensive and easy to work with are tile, manufactured stone, granite, marble and wood. Sometimes even painting over old, ugly brick will make a huge improvement.
“A masonry fireplace can really set a home apart from the rest and significantly improve resale value,” said Larry Kett, owner of Kett’s Hearth and Home in Grand Rapids, Mich. “Adding a mantel also helps. An engaging fireplace and mantel can provide grandeur for an otherwise ho-hum room.”
Keeping the mantel clean and uncluttered is also a must. “You want the fireplace to look inviting but not cluttered, so keep the mantel clear of all photos and knickknacks,” Staats said. “It’s fine to decorate with accessories, but they shouldn’t distract from the fireplace itself.”
If you want to add a fireplace to improve your home’s resale value, consider an electric fireplace as it’s often the least expensive option and reasonably easy to install.
Gas fireplaces are more common today and easy to use, plus they can be installed just about anywhere. There is no need for a chimney, wood or even matches with this type of fireplace and there is no mess to clean up either. Ceramic log kits are efficient and look like the real deal, without ashes to clean up.
Finally, regardless of the season, a fireplace should be kept clean and in working order. “You want your buyer to go home feeling really great about that room and knowing they can move in and sit in front of that wonderful fireplace and hearth,” Staats said. “There are few things as warm and inviting as a burning fire on a wintry day.”
Prudential Fox & Roach is an independently owned and operated member of BRER Affiliates Inc. Used under license with no other affiliation with Prudential. Equal Housing Opportunity. Source.
With winter weather gripping most of the country the fireplace takes on greater importance in the sale of a home.
The National Association of REALTORS® recently conducted a survey that found nearly two-thirds of homebuyers had a fireplace on their wish list. The fireplace has become a coveted amenity and homes boasting this feature see its benefits during resale.
“The fireplace is a focal point when people come to see your home,” said Hillary Staats, an interior designer for Sanctuary on Church in Vienna, Va.
That’s why it’s important to make sure that the look of your fireplace has been updated and is working properly. An older looking fireplace that seems an eye-sore can be easily updated.
“There is a lot you can do to enhance the fireplace before a sale. A lot of times, if it has older brick, I will re-stone a fireplace. Other times it could be as simple as changing mantels, adding a fancier screen or placing a beautiful piece of art above it.”
Transformation materials that are inexpensive and easy to work with are tile, manufactured stone, granite, marble and wood. Sometimes even painting over old, ugly brick will make a huge improvement.
“A masonry fireplace can really set a home apart from the rest and significantly improve resale value,” said Larry Kett, owner of Kett’s Hearth and Home in Grand Rapids, Mich. “Adding a mantel also helps. An engaging fireplace and mantel can provide grandeur for an otherwise ho-hum room.”
Keeping the mantel clean and uncluttered is also a must. “You want the fireplace to look inviting but not cluttered, so keep the mantel clear of all photos and knickknacks,” Staats said. “It’s fine to decorate with accessories, but they shouldn’t distract from the fireplace itself.”
If you want to add a fireplace to improve your home’s resale value, consider an electric fireplace as it’s often the least expensive option and reasonably easy to install.
Gas fireplaces are more common today and easy to use, plus they can be installed just about anywhere. There is no need for a chimney, wood or even matches with this type of fireplace and there is no mess to clean up either. Ceramic log kits are efficient and look like the real deal, without ashes to clean up.
Finally, regardless of the season, a fireplace should be kept clean and in working order. “You want your buyer to go home feeling really great about that room and knowing they can move in and sit in front of that wonderful fireplace and hearth,” Staats said. “There are few things as warm and inviting as a burning fire on a wintry day.”
Prudential Fox & Roach is an independently owned and operated member of BRER Affiliates Inc. Used under license with no other affiliation with Prudential. Equal Housing Opportunity. Source.
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